Open a Demat Account in Minutes
Hold stocks, bonds, ETFs, and mutual fund units digitally. SEBI-registered, CDSL-partnered, fully paperless — start investing today.
What Is A Demat Account?
An electronic account that holds your financial securities — stocks, bonds, ETFs, mutual fund units, and government securities — in digital form instead of physical certificates. It is maintained by CDSL or NSDL through a SEBI-registered Depository Participant like Shriram Financial Services. Combined with a Trading account (opened simultaneously), it gives you the ability to buy and sell securities on NSE and BSE instantly.
Held With
Your securities sit with CDSL or NSDL — SEBI-regulated, government-backed central depositories — not on paper.
What You Can Hold
Equity Shares, Bonds, ETFs, Mutual Fund units and Government Securities — together in a single account.
Why Open A Demat Account With Shriram?
Everything you need to invest professionally — at zero or flat-fee costs, with expert guidance from Day 1.
Hold All Investments Digitally
Stocks, bonds, ETFs, mutual fund units, government securities — all in one digital account. No physical certificates, no storage risk.
₹0 Delivery Brokerage
Buy and hold shares for absolutely zero brokerage. Your returns stay yours, entirely — forever.
Free SEBI Research Access
SEBI-registered equity research, daily trade ideas, and mutual fund recommendations — from Day 1 of account activation.
Dedicated Relationship Manager
A named RM is assigned to your account within 48 hours of activation — available on call, WhatsApp, and email.
Antara Trading Platform
Trade, invest in mutual funds, track your portfolio, and apply for IPOs — all from one unified web and mobile platform.
CDSL Depository Backed
Your securities held securely with CDSL — a SEBI-regulated, government-backed central depository.
Am I Ready To Open A Demat Account?
If you can tick all five boxes below, you are ready to open your account right now.
- You are 18 years of age or older (minors can invest through a registered guardian)
- You have a valid PAN card in your name
- You have an Aadhaar card linked to your active mobile number
- You have an active bank account in your name — savings or current
- You are an Indian resident (NRIs can invest via RBI-approved NRE/NRO routes)
Documents Required
Just four documents — all uploaded digitally from your phone or laptop. No physical copies, no branch visit.
PAN Card
Mandatory for all investors. Used for identity verification and tax compliance under SEBI and IT regulations.
Aadhaar Card
For address proof and Aadhaar-based e-Sign. An OTP is sent to your Aadhaar-linked mobile number.
Bank Account Proof
A cancelled cheque or recent 3-month bank statement to link your savings or current account for fund transfers.
Passport Photo
A passport-size photograph — can be taken with your phone camera during the online account opening process.
How Soon Can I Open A Trading Account?
Within minutes. You can create a Trading Account swiftly in a five-stage online process that can be completed on any of your devices.
Open a Demat AccountBasic Information
Name, mobile number, PAN — takes under two minutes.
Complete eKYC via Aadhaar
OTP-based verification — no physical forms or branch visits.
Upload Documents
Bank proof and a live photograph from your phone's camera.
Digital eSign
Aadhaar-based e-sign replaces physical signature on all forms.
Account Activation
Credentials delivered to your registered email. Start investing.
General Questions
A Demat (Dematerialised) account holds your investments — shares, mutual funds, bonds — in digital form instead of physical certificates. It is mandatory for trading on NSE and BSE and for applying to IPOs. Think of it as your digital locker for all financial securities.
The account opening process takes under 10 minutes online. Account activation happens within 24 hours of successful KYC completion. You will receive your Client ID and Antara platform access via email and SMS.
Account opening is currently free (₹0). The Annual Maintenance Charge (AMC) is ₹300 + GST per year, waived for the first year. Equity delivery brokerage is permanently zero — you only pay ₹20 flat per order for intraday and F&O trades.
You need: PAN card, Aadhaar card (for address proof and e-Sign), a cancelled cheque or bank statement, and a passport-size photograph. All documents are uploaded digitally — no physical copies or branch visit needed.
Yes. NRIs can open a Demat account through RBI-approved routes using NRE or NRO bank accounts. Please contact our support team for NRI-specific account opening guidance and documentation.
Yes — both Demat and Trading accounts are opened simultaneously when you apply with Shriram. Your Trading account is used to buy and sell on NSE and BSE; the Demat account holds the securities after settlement.
Absolutely. The process is SEBI-compliant and uses Aadhaar OTP-based e-Sign. All documents are encrypted in transit and storage. Your securities are held with CDSL — a government-backed, SEBI-regulated depository.
Need A Clearer Direction?
Let's get in touch on a 15-Minute call where we would be able to answer any questions you may have. Our Advisor will additionally help map your wealth mix and demonstrate what a dedicated advisor would do differently.
Open a Demat Account and Start Investing Today
Free account opening · Zero delivery brokerage · CDSL-backed · 100% paperless · SEBI-registered.